Why don t banks have all the money that people have deposited at any one time? a

Why don't banks have all the money that people have deposited at any one time? a because banks steal the money from their customers. b banks loan out the actual money to other people and businesses, charge interest, and slowly make more money. c banks send their money to larger central banks and that's where the money is kept safely. d banks are frequent targets of robberies and fraud.