Which of the following is an INCORRECT statement regarding silence as​ misrepresentation?

Which of the following is an INCORRECT statement regarding silence as​ misrepresentation?

a. Silence can constitute misrepresentation if there is a fiduciary relationship between the contracting parties.
b. Silence can constitute misrepresentation if federal and state statutes require disclosure.
c. ​Generally, each party to a contract owes a duty to disclose all the facts to the other party.
d. Silence can constitute misrepresentation if​ non-disclosure would cause death.
e. Silence can constitute misrepresentation if​ non-disclosure would cause bodily injury.