I think it is PPO here is why PPO plans, or "Preferred Provider Organization" plans, are one of the most popular types of plans in the Individual and Family market. PPO plans allow you to visit whatever in-network physician or healthcare provider you wish without first requiring a referral from a primary care physician.
b personal insurance plan
Explanation:
a health insurance plan in which a person sets aside money to use in the future to cover predicted medical expenses.
yea no problem I'll see what I can do